NOC 12202: Insurance underwriters
What insurance underwriters do
Insurance underwriters review and evaluate insurance applications to determine insurance risks, insurance premiums and extent of insurance coverage according to company policies. They are employed at head and branch offices of insurance companies.
Main duties
This group performs some or all of the following duties:
- Review individual and group applications for automobile, fire, health, liability, life, property, marine, aircraft and other insurance
- Evaluate new and renewal applications to determine insurance risks, insurance premiums, extent of insurance coverage and other conditions of the insurance contract using medical reports, rate tables and other documents and reference materials; adjust premiums, coverage or risk itself to make acceptance of new and renewal applications possible
- Approve sale of insurance policies and ensure compliance with government regulations
- Provide recommendations on individual or group insurance plan designs
- Provide underwriting advice and answer inquiries from clients and from insurance agents, consultants and other company personnel
- Prepare underwriting reports and update insurance forms when necessary.
Job titles under NOC 12202
30 job titles are classified here, including group underwriter, insurance underwriter, liability underwriter.
- accident and sickness underwriter - insurance
- assistant underwriter - insurance
- automobile and home insurance consultant
- automobile underwriter - insurance
- boiler and machinery underwriter - insurance
- casualty insurance products analyst-designer
- casualty underwriter - insurance
- commercial underwriter - insurance
- farm underwriter - insurance
- fire underwriter - insurance
- group underwriter
- group underwriter - insurance
- head office underwriter - insurance
- home office underwriter - insurance
- insurance rating analyst
- insurance underwriter
- junior underwriter - insurance
- liability underwriter
- life underwriter
- marine and aircraft underwriter - insurance
- marine underwriter - insurance
- package underwriter - insurance
- personal lines underwriter
- property underwriter
Employment requirements
- Completion of secondary school and some general insurance experience or A bachelor's degree, college diploma or some post-secondary education is required.
- Several years of on-the-job training and completion of insurance industry underwriting courses and training programs are required.
Insurance underwriters wages in Canada
Low, median and high hourly wages from Job Bank’s 2025 wage data. Annual figures assume full-time work (1,950 hours a year).
| Where | Low | Median | High |
|---|---|---|---|
Canada | $25.00/hr | $34.62/hr | $51.28/hr |
Toronto ON | $25.38/hr | $33.85/hr | $48.08/hr |
Montréal QC | $26.54/hr | $36.30/hr | $47.56/hr |
Vancouver Lower Mainland region, BC | $26.92/hr | $34.07/hr | $62.50/hr |
Calgary AB | $27.12/hr | $36.91/hr | $50.29/hr |
Edmonton AB | $25.00/hr | $37.80/hr | $70.67/hr |
Ottawa ON | $24.73/hr | $33.65/hr | $48.35/hr |
Winnipeg MB | $23.08/hr | $31.25/hr | $58.21/hr |
Québec City Quebec region, QC | $29.19/hr | $35.71/hr | $49.52/hr |
Hamilton Hamilton–Niagara Peninsula region, ON | $25.00/hr | $31.25/hr | $46.15/hr |
Kitchener-Waterloo Kitchener–Waterloo–Barrie region, ON | $24.73/hr | $33.65/hr | $48.35/hr |
London ON | $24.04/hr | $34.62/hr | $44.62/hr |
Halifax NS | $17.50/hr | $28.59/hr | $69.23/hr |
Victoria Vancouver Island and Coast region, BC | $28.16/hr | $36.02/hr | $48.04/hr |
Regina Regina–Moose Mountain region, SK | $23.08/hr | $29.91/hr | $41.67/hr |
| Where | Low | Median | High |
|---|---|---|---|
Newfoundland and Labrador | $20.00/hr | $28.85/hr | $44.23/hr |
Nova Scotia | $17.66/hr | $28.59/hr | $64.10/hr |
New Brunswick | $22.50/hr | $29.21/hr | $44.23/hr |
Quebec | $29.19/hr | $35.71/hr | $49.52/hr |
Ontario | $24.73/hr | $33.65/hr | $48.35/hr |
Manitoba | $23.08/hr | $31.25/hr | $48.08/hr |
Saskatchewan | $25.96/hr | $30.77/hr | $41.67/hr |
Alberta | $29.00/hr | $38.46/hr | $70.67/hr |
British Columbia | $26.92/hr | $34.07/hr | $62.50/hr |
Using NOC 12202 for your resume or Express Entry profile
- IRCC asks you to make sure the main duties listed for your NOC match what you actually did at your job. If they don’t, look for another unit group whose duties do.
- Describe your own work in your own words. Recruiters and ATS software look for concrete tools, results and scope, not text copied from the NOC.
- Applying from outside Canada? Run your resume through the Canadian resume format checker to catch things Canadian employers don’t expect, like a photo or date of birth.
- Use the job title the employer’s posting uses. The 30 titles above are how the same work is named across employers.
Not in this group
Similar jobs classified under a different NOC code:
- Insurance agents and brokers (NOC 63100)
- Insurance manager (NOC 10020)
Frequently asked questions
What is the NOC code for insurance underwriters?
Insurance underwriters are NOC 2021 unit group 12202. Example job titles in this group include group underwriter, insurance underwriter, liability underwriter, property underwriter.
What TEER is NOC 12202?
NOC 12202 is TEER 2 (College diploma or apprenticeship (2+ years)). Usually requires a 2–3 year college program or a 2–5 year apprenticeship, or the occupation carries supervisory or significant safety responsibilities. TEER 0, 1, 2 and 3 work counts as skilled work experience for Express Entry’s Federal Skilled Worker and Canadian Experience Class programs.
How much do insurance underwriters earn in Canada?
Job Bank's 2025 wage data puts the median at $34.62/hr, about $68,000 a year full-time, with a range of $25.00/hr to $51.28/hr.
Related occupations
Sources: Statistics Canada, National Occupational Classification (NOC) 2021 Version 1.0; Employment and Social Development Canada, Job Bank wages (2025). Contains information licensed under the Open Government Licence – Canada. OfferJetAI is not affiliated with the Government of Canada. Check IRCC’s NOC guidance before you apply.